Loïc Houard

Lawyer

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Full biography

Loïc Houard has practised since 2022 and advises on commercial and real estate related matters for entrepreneurs. He contributes to the firm’s work on tenancy, neighbour relations and property investment issues. His practice supports business owners navigating disputes connected to rented and owned properties.

Education

Master in de rechten (Universiteit Antwerpen)
Advocaat sinds 2022

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What compensation must be paid when terminating an agreement? Civil lawCommercial lawConstruction law This article discusses what compensation is owed when terminating an agreement, referring to articles 1149 and 1794 of the Old Civil Code. It explains how damages and loss of profit must be proven, and highlights the importance of fixed penalty clauses when concluding a contract.

Obligation to withhold payment on invoices in the event of social security and tax debts Construction lawFiscal lawCommercial law Since 1 January 2026, businesses in the construction and cleaning sectors must verify whether their clients or (sub)contractors have social security or tax debts before paying invoices, and withhold a prescribed percentage if so. Failure to comply can trigger joint and several liability for the unpaid debts.

Beslag op handelsgoederen: kan een verkoop doorgaan terwijl het eigendomsgeschil nog loopt? Commercial law Een beslag op handelsgoederen kan een onderneming voor aanzienlijke praktische en financiële problemen plaatsen. Goederen blijven opgeslagen, kosten lopen op en commerciële opportuniteiten dreigen verloren te gaan. Maar moet een onderneming wachten tot een rechter definitief heeft beslist wie eigenaar is van de goederen? Niet noodzakelijk.20 October, 2026

Will banks or investment groups deny you capital because your ecological footprint is too large? Corporate lawCommercial lawCivil law This article discusses whether banks and investment groups can refuse to provide capital to companies based on their ecological footprint, focusing on the EU climate agenda, ECB stress tests, and the rise of ESG scores.

Who is pulling the strings? The government wants to know by September 30, 2019 at the latest. Corporate lawCommercial law The article discusses the Belgian anti-money laundering law and the introduction of the UBO register, which collects information on the ultimate beneficial owners of companies, foundations, non-profit organizations, and trusts.

Precautionary attachment of your debtor's bank account: the ultimate pressure tool…? Civil lawCommercial law This article discusses precautionary third-party attachment of a debtor's bank account as a means of pressure to collect outstanding, undisputed claims. It covers the conditions for such attachment, the difference with executory attachment, and the debtor's ability to object to it.

Phishing: forewarned is forearmed. Commercial lawCivil law This article discusses phishing as a form of online fraud and the difference in legal protection between consumers and businesses in cases of unauthorized payment transactions. It refers to Article VII.44 of the Code of Economic Law and the role of gross negligence in the liability of credit institutions.

Penalties for failure to register with the UBO register. Corporate lawCommercial law The article discusses the obligation for companies, non-profit organizations and foundations to register their ultimate beneficial owners (UBOs) under the Anti-Money Laundering Act. It explains who is considered a UBO and which fines (from 250 to 50,000 euros) companies risk for failing to comply with this registration obligation…

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